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		<title>Personal Loans</title>
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		<lastBuildDate>Thu, 31 Jan 2008 04:01:49 GMT</lastBuildDate>
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			<title>Personal Loans</title>
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			<title>Which is better? Using credit card or taking personal loan?</title>
			<link>http://enidhi.forumotion.com/personal-loans-f24/which-is-better-using-credit-card-or-taking-personal-loan-t29.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description>You need some urgent cash, say Rs 60000, which you will be able to repay within 3-6 months. Is it economical to apply for a personal loan (at around 14% interest and other fees and prepayment penalty) or just swipe your card (convenience, 45-60 days interest free time, 1-3% monthly charges )?</description>
			<category>Personal Loans</category>
			<pubDate>Thu, 31 Jan 2008 04:01:49 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/personal-loans-f24/which-is-better-using-credit-card-or-taking-personal-loan-t29.htm#62</comments>
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