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	<channel>
		<title>Money Talk India Finance Forum (MTIFF)</title>
		<link>http://enidhi.forumotion.com/feed/?</link>
		<description>Latest topics</description>
		<lastBuildDate>Fri, 20 Nov 2009 12:16:55 GMT</lastBuildDate>
		<ttl>10</ttl>
		<image>
			<title>Money Talk India Finance Forum (MTIFF)</title>
			<url>http://i34.servimg.com/u/f34/11/82/36/58/mtiffl10.jpg</url>
			<link>http://enidhi.forumotion.com/feed/?</link>
		</image>
		<item>
			<title>Indian Stock Markets</title>
			<link>http://enidhi.forumotion.com/announcements-and-contests-f71/indian-stock-markets-t124.htm</link>
			<dc:creator>anand04</dc:creator>
			<description><![CDATA[No more guessing, no more what if's, simply live trade alerts that are beating the market , No Matter market going up or coming Down. Impressive Past Performance . Get Trial of 30 Days  For detail visit <a href="http://www.fortunatemanagement.co.in" target="_blank">www.fortunatemanagement.co.in</a>]]></description>
			<category>Announcements and Contests</category>
			<pubDate>Fri, 20 Nov 2009 12:16:55 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/announcements-and-contests-f71/indian-stock-markets-t124.htm#505</comments>
			<guid>http://enidhi.forumotion.com/announcements-and-contests-f71/indian-stock-markets-t124.htm</guid>
		</item>
		<item>
			<title>What is the right age to start saving for retired life?</title>
			<link>http://enidhi.forumotion.com/retirement-planning-f35/what-is-the-right-age-to-start-saving-for-retired-life-t28.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description><![CDATA[How early do you think one should start saving for retired life?
<br />

<br />
Right from day 1? Sometime between the age of 30-35? Just few years before retirement?]]></description>
			<category>Retirement Planning</category>
			<pubDate>Thu, 31 Jan 2008 03:53:54 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/retirement-planning-f35/what-is-the-right-age-to-start-saving-for-retired-life-t28.htm#61</comments>
			<guid>http://enidhi.forumotion.com/retirement-planning-f35/what-is-the-right-age-to-start-saving-for-retired-life-t28.htm</guid>
		</item>
		<item>
			<title>Compare ULIP &amp;amp; Whole Life Insurance</title>
			<link>http://enidhi.forumotion.com/ulips-f51/compare-ulip-whole-life-insurance-t105.htm</link>
			<dc:creator>NailRamp</dc:creator>
			<description><![CDATA[Actually i am bit confuse with Life insurance policy hope someone help me regarding this...
<br />
Let me know in between ULIP and Whole life insurance which one is beneficial in terms of investment and return on investment for short period of time....]]></description>
			<category>ULIPs</category>
			<pubDate>Wed, 02 Jul 2008 09:44:26 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/ulips-f51/compare-ulip-whole-life-insurance-t105.htm#450</comments>
			<guid>http://enidhi.forumotion.com/ulips-f51/compare-ulip-whole-life-insurance-t105.htm</guid>
		</item>
		<item>
			<title>hi guys &amp;amp; girls.........once see this BeautifulCircle</title>
			<link>http://enidhi.forumotion.com/general-tips-and-discussion-f61/hi-guys-girlsonce-see-this-beautifulcircle-t123.htm</link>
			<dc:creator>snehamizarva</dc:creator>
			<description><![CDATA[BeautifulCircle
<br />

<br />
An exclusive online community for the beautiful.
<br />

<br />
Are you beautiful enough?
<br />

<br />
Smart? Attractive? Beautiful?
<br />

<br />
If you define yourself with those words, you gotta be on
<br />
BeautifulCircle!!
<br />

<br />
Where members vote you in based on your looks.
<br />
<a href="http://www.beautifulcircle.com/" target="_blank"><a href="http://www.beautifulcircle.com" target="_blank">www.beautifulcircle.com</a></a>]]></description>
			<category>General tips and discussion</category>
			<pubDate>Tue, 01 Sep 2009 15:14:10 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-tips-and-discussion-f61/hi-guys-girlsonce-see-this-beautifulcircle-t123.htm#502</comments>
			<guid>http://enidhi.forumotion.com/general-tips-and-discussion-f61/hi-guys-girlsonce-see-this-beautifulcircle-t123.htm</guid>
		</item>
		<item>
			<title>hi guys &amp;amp; girls.........once see this BeautifulCircle</title>
			<link>http://enidhi.forumotion.com/introduction-corner-f74/hi-guys-girlsonce-see-this-beautifulcircle-t122.htm</link>
			<dc:creator>snehamizarva</dc:creator>
			<description>hi guys &amp; girls.........



An exclusive online community for the beautiful.



Are you beautiful enough?



Smart? Attractive? Beautiful?



If you define yourself with those words, you gotta be on

BeautifulCircle!!   



Where members vote you in based on your looks.



Chill out with gorgeous gals and attractive hunks!



Meet new people and make long lasting relationships.



Make new friends and stimulate your social life.



What’s more? Join our Face of the Month competition and the  ...</description>
			<category>Introduction Corner</category>
			<pubDate>Tue, 01 Sep 2009 15:09:48 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/introduction-corner-f74/hi-guys-girlsonce-see-this-beautifulcircle-t122.htm#501</comments>
			<guid>http://enidhi.forumotion.com/introduction-corner-f74/hi-guys-girlsonce-see-this-beautifulcircle-t122.htm</guid>
		</item>
		<item>
			<title>How many credit cards do you have?</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-credit-cards-f65/how-many-credit-cards-do-you-have-t36.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description>How many credit cards do you have? Do you feel tempted to apply for a new card if the bank approaches you with some attractive schemes?</description>
			<category>General Discussion on Credit Cards</category>
			<pubDate>Thu, 31 Jan 2008 14:17:27 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-credit-cards-f65/how-many-credit-cards-do-you-have-t36.htm#92</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-credit-cards-f65/how-many-credit-cards-do-you-have-t36.htm</guid>
		</item>
		<item>
			<title>Credit card as saving instrument</title>
			<link>http://enidhi.forumotion.com/savings-by-type-f87/credit-card-as-saving-instrument-t88.htm</link>
			<dc:creator>kbharadwaj81</dc:creator>
			<description>It might surprise you that some people use credit card as saving instrument. It’s a little weird but if the actual mechanism is understood the system can easily be beaten. Before understanding how a CC (Credit Card) can be used effectively we need to understand how the CC system works. Let us say Bank A issues a lifetime free credit card don't hesitate simply get one for your self. 



Things to do Once you receive the card:-

Check your name/Card validity is correctly mentioned

Call up  ...</description>
			<category>Savings by Type</category>
			<pubDate>Tue, 01 Apr 2008 06:10:54 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/savings-by-type-f87/credit-card-as-saving-instrument-t88.htm#368</comments>
			<guid>http://enidhi.forumotion.com/savings-by-type-f87/credit-card-as-saving-instrument-t88.htm</guid>
		</item>
		<item>
			<title>Which is better? Using credit card or taking personal loan?</title>
			<link>http://enidhi.forumotion.com/personal-loans-f24/which-is-better-using-credit-card-or-taking-personal-loan-t29.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description>You need some urgent cash, say Rs 60000, which you will be able to repay within 3-6 months. Is it economical to apply for a personal loan (at around 14% interest and other fees and prepayment penalty) or just swipe your card (convenience, 45-60 days interest free time, 1-3% monthly charges )?</description>
			<category>Personal Loans</category>
			<pubDate>Thu, 31 Jan 2008 04:01:49 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/personal-loans-f24/which-is-better-using-credit-card-or-taking-personal-loan-t29.htm#62</comments>
			<guid>http://enidhi.forumotion.com/personal-loans-f24/which-is-better-using-credit-card-or-taking-personal-loan-t29.htm</guid>
		</item>
		<item>
			<title>right time for home loans is now!!!!</title>
			<link>http://enidhi.forumotion.com/home-loans-f18/right-time-for-home-loans-is-now-t55.htm</link>
			<dc:creator>sidhartha</dc:creator>
			<description>govt is increasing tax rebate on home loans from existing 1.5l to 2.5l...i guess....plus RBI is expected to cut the rates in march.....so i guess this is the right time to take a home loan.......as per financial experts...1/3rd of your income must go into investment ...i dont see any investment better than this i guess.....</description>
			<category>Home Loans</category>
			<pubDate>Mon, 04 Feb 2008 07:19:06 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/home-loans-f18/right-time-for-home-loans-is-now-t55.htm#146</comments>
			<guid>http://enidhi.forumotion.com/home-loans-f18/right-time-for-home-loans-is-now-t55.htm</guid>
		</item>
		<item>
			<title>Earn money for receiving SMS on mobile</title>
			<link>http://enidhi.forumotion.com/work-from-home-part-time-jobs-f63/earn-money-for-receiving-sms-on-mobile-t121.htm</link>
			<dc:creator>sanjay121</dc:creator>
			<description>Best Website to Earn Money:

Earn money just for receiving SMS on your mobile 



FOR USERS IN INDIA ONLY





http://mGinger.com/index.jsp?inviteId=302465





You will be paid for SMS that you receive in your mobile &amp; if you invite your friend, for every sms that your friend receives you will also be paid for that. And if your Friends invites his friend and if he receives SMS then also you will get paid for it. 



You can send free unlimited SMS any where in the world, you can also play  ...</description>
			<category>Work From Home/Part Time Jobs</category>
			<pubDate>Fri, 21 Aug 2009 15:11:44 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/work-from-home-part-time-jobs-f63/earn-money-for-receiving-sms-on-mobile-t121.htm#491</comments>
			<guid>http://enidhi.forumotion.com/work-from-home-part-time-jobs-f63/earn-money-for-receiving-sms-on-mobile-t121.htm</guid>
		</item>
		<item>
			<title>Hi Everyone !!</title>
			<link>http://enidhi.forumotion.com/introduction-corner-f74/hi-everyone-t120.htm</link>
			<dc:creator>lets_talk_money</dc:creator>
			<description><![CDATA[Hi Everyone !!!
<br />

<br />
This is <font color="indigo"><i><strong>VARUN</strong> <img src="http://illiweb.com/fa/i/smiles/icon_cheers.png" alt="cheers" longdesc="42" /> </i></font>]]></description>
			<category>Introduction Corner</category>
			<pubDate>Fri, 26 Jun 2009 12:56:25 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/introduction-corner-f74/hi-everyone-t120.htm#489</comments>
			<guid>http://enidhi.forumotion.com/introduction-corner-f74/hi-everyone-t120.htm</guid>
		</item>
		<item>
			<title>Earn Residual Income With GDI Now...</title>
			<link>http://enidhi.forumotion.com/work-from-home-part-time-jobs-f63/earn-residual-income-with-gdi-now-t119.htm</link>
			<dc:creator>xilo</dc:creator>
			<description>Finally, I am in GdI business.



This is a real opportunity to start working from home.



NOTE: This is NOT a get rich quick program.



I am not charging anything to begin working with this company.



If you've been seeking information from other business opportunities

let me say this first - THIS COMPANY IS DIFFERENT.



What is GDI?



GDI stands for Global Domains International. With 7 years of rock-solid proven

business practices, GDI has no competition in the network marketing industry.



GDI  ...</description>
			<category>Work From Home/Part Time Jobs</category>
			<pubDate>Sun, 21 Jun 2009 08:41:06 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/work-from-home-part-time-jobs-f63/earn-residual-income-with-gdi-now-t119.htm#488</comments>
			<guid>http://enidhi.forumotion.com/work-from-home-part-time-jobs-f63/earn-residual-income-with-gdi-now-t119.htm</guid>
		</item>
		<item>
			<title>Hello Everyone...</title>
			<link>http://enidhi.forumotion.com/introduction-corner-f74/hello-everyone-t118.htm</link>
			<dc:creator>xilo</dc:creator>
			<description><![CDATA[Hello,
<br />

<br />
I'm new here in MTIFF. 
<br />

<br />
xilo  
<br />
<img src="http://enidhi.forumotion.com//users/1512/94/62/17/smiles/249207.gif" alt="Hat" longdesc="71" />]]></description>
			<category>Introduction Corner</category>
			<pubDate>Sun, 21 Jun 2009 08:26:24 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/introduction-corner-f74/hello-everyone-t118.htm#487</comments>
			<guid>http://enidhi.forumotion.com/introduction-corner-f74/hello-everyone-t118.htm</guid>
		</item>
		<item>
			<title>Gas Prices</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/gas-prices-t117.htm</link>
			<dc:creator>Innervision</dc:creator>
			<description><![CDATA[According to Yahoo news, gas prices have risen 41 days in a
<br />
row. Refinery problems are shown as high prices but as you know imagine there
<br />
are big players in gas industry. Some people say that oil demand is still weak.
<br />
So how this is happening? If demand is weak then prices should go down. What’s
<br />
your opinion?]]></description>
			<category>General Discussion on Stock Market</category>
			<pubDate>Thu, 11 Jun 2009 21:34:37 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/gas-prices-t117.htm#486</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/gas-prices-t117.htm</guid>
		</item>
		<item>
			<title>Not getting eligible for any loan</title>
			<link>http://enidhi.forumotion.com/general-talks-f126/not-getting-eligible-for-any-loan-t116.htm</link>
			<dc:creator>nicky_2975</dc:creator>
			<description>Dear,

I have got one two wheeler loan from Bajaj Finance 2.5 years back.

At that time due to some unavoidable reasons check for loan payment get bounced. I paid that with cash in same month. Like this there are 7 to 8 incidences of check bounce, but I paid in same month by cash. Now loan was clear, I got NOC from Finance company.

But when I went to any bank for Housing loan or Personal loan they denied my loan for reason of bounced check in previous loan.



Is there any solution for same,  ...</description>
			<category>General Talks</category>
			<pubDate>Sat, 30 May 2009 11:38:42 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-talks-f126/not-getting-eligible-for-any-loan-t116.htm#481</comments>
			<guid>http://enidhi.forumotion.com/general-talks-f126/not-getting-eligible-for-any-loan-t116.htm</guid>
		</item>
		<item>
			<title>F&amp;amp;O</title>
			<link>http://enidhi.forumotion.com/futures-and-options-f30/fo-t25.htm</link>
			<dc:creator>rakeshkamble</dc:creator>
			<description>I have been trying to learn about F&amp;O.. but some how I have been missing the link.. ANyone their to help??</description>
			<category>Futures and Options</category>
			<pubDate>Wed, 30 Jan 2008 11:59:27 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/futures-and-options-f30/fo-t25.htm#52</comments>
			<guid>http://enidhi.forumotion.com/futures-and-options-f30/fo-t25.htm</guid>
		</item>
		<item>
			<title>Buy or Sell Gold?</title>
			<link>http://enidhi.forumotion.com/investment-in-gold-f22/buy-or-sell-gold-t14.htm</link>
			<dc:creator>Admin</dc:creator>
			<description><![CDATA[Gold Prices are all time high in India... What do you think? Will it go up further? Or will it be a good idea to sell of and book profit, if one had bought gold ealier at lower prices?
<br />

<br />
I feel it is likely to go up further in next few months since marriage seasons are ahead.
<br />

<br />
What is your take?]]></description>
			<category>Investment in Gold</category>
			<pubDate>Tue, 29 Jan 2008 15:06:00 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/investment-in-gold-f22/buy-or-sell-gold-t14.htm#29</comments>
			<guid>http://enidhi.forumotion.com/investment-in-gold-f22/buy-or-sell-gold-t14.htm</guid>
		</item>
		<item>
			<title>Spot Gold Margin Trading</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/spot-gold-margin-trading-t114.htm</link>
			<dc:creator>Goldtrader</dc:creator>
			<description>Hello All,



I would like to introduce my Company (Taifook Securities Group Limited) a top local securities firm in Hong Kong. My name is Sam Fung, Assistant Business Manager from the Bullion &amp; Forex Department. We are listed Company established since 1973 Stock Code (0665). Furthermore, Chow Tai Fook Jewelry Co. Ltd in Hong Kong is our brother company too.



We specialize in Spot Gold and Silver Margin Trading. Gold has historically been the favorite diversifier of investors. You can buy/sell  ...</description>
			<category>General Discussion on Stock Market</category>
			<pubDate>Thu, 16 Apr 2009 03:59:53 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/spot-gold-margin-trading-t114.htm#478</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/spot-gold-margin-trading-t114.htm</guid>
		</item>
		<item>
			<title>Spot Gold Margin Trading</title>
			<link>http://enidhi.forumotion.com/investment-in-gold-f22/spot-gold-margin-trading-t112.htm</link>
			<dc:creator>Goldtrader</dc:creator>
			<description>Code: 

Hello All,



I would like to introduce my Company &#40;Taifook Securities Group Limited&#41; a top local securities firm in Hong Kong. My name is Sam Fung, Assistant Business Manager from the Bullion &amp; Forex Department. We are listed Company established since 1973 Stock Code &#40;0665&#41;. Furthermore, Chow Tai Fook Jewelry Co. Ltd in Hong Kong is our brother company too.



We specialize in Spot Gold and Silver Margin Trading. Gold has historically been the favorite diversifier  ...</description>
			<category>Investment in Gold</category>
			<pubDate>Thu, 16 Apr 2009 03:50:09 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/investment-in-gold-f22/spot-gold-margin-trading-t112.htm#476</comments>
			<guid>http://enidhi.forumotion.com/investment-in-gold-f22/spot-gold-margin-trading-t112.htm</guid>
		</item>
		<item>
			<title>gold savings scheme by SBI</title>
			<link>http://enidhi.forumotion.com/investment-in-gold-f22/gold-savings-scheme-by-sbi-t111.htm</link>
			<dc:creator>naraynans16</dc:creator>
			<description><![CDATA[I have recently seen an advertisement in Hindu on Gold buy/deposit in SBI branches with a minimum of 500 grams of gold /jewellery items with interest payment for the holding period....
<br />
Can I know more on this new scheme..?]]></description>
			<category>Investment in Gold</category>
			<pubDate>Sat, 21 Mar 2009 13:44:00 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/investment-in-gold-f22/gold-savings-scheme-by-sbi-t111.htm#473</comments>
			<guid>http://enidhi.forumotion.com/investment-in-gold-f22/gold-savings-scheme-by-sbi-t111.htm</guid>
		</item>
		<item>
			<title>Sabari mala is a very sacred pilgrim center for the Hindus</title>
			<link>http://enidhi.forumotion.com/general-talks-f126/sabari-mala-is-a-very-sacred-pilgrim-center-for-the-hindus-t110.htm</link>
			<dc:creator>Worman25</dc:creator>
			<description>Pathanamthitta is a picturesque district in Kerala. It has a tropical diversity consisting of forests, paddy fields and plantations of rubber, cardamom and pepper. This district is bounded by the Western Ghats on the east, Alapuzha in the west, Kollam in the South and Idukki district in the north. The three main rivers that flow here are Pamba, Manimala and Achenkovil. The district is famous for many Hindu pilgrim centers. Among them, the most famous is the hill shrine of Lord Ayyappa at Sabari  ...</description>
			<category>General Talks</category>
			<pubDate>Sat, 27 Sep 2008 10:30:27 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-talks-f126/sabari-mala-is-a-very-sacred-pilgrim-center-for-the-hindus-t110.htm#472</comments>
			<guid>http://enidhi.forumotion.com/general-talks-f126/sabari-mala-is-a-very-sacred-pilgrim-center-for-the-hindus-t110.htm</guid>
		</item>
		<item>
			<title>Hello</title>
			<link>http://enidhi.forumotion.com/introduction-corner-f74/hello-t109.htm</link>
			<dc:creator>eford78</dc:creator>
			<description>Ethan here, new to this forum and hoping to share and learn somethings in here.</description>
			<category>Introduction Corner</category>
			<pubDate>Fri, 08 Aug 2008 13:39:57 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/introduction-corner-f74/hello-t109.htm#466</comments>
			<guid>http://enidhi.forumotion.com/introduction-corner-f74/hello-t109.htm</guid>
		</item>
		<item>
			<title>Do you consider Timeshare as an investment?</title>
			<link>http://enidhi.forumotion.com/timeshare-investment-f79/do-you-consider-timeshare-as-an-investment-t13.htm</link>
			<dc:creator>Admin</dc:creator>
			<description>A timeshare is a holiday concept where a member pays in advance (years in advance in fact) to a holiday company in exchange of a specified number of holidays at any of the property owned by holiday company, every year for a specified number of years.



member would get following benefits from a timeshare membership (in theory)



Holiday tomorrow at today's prise (Protection against inflation)

An option of selling/gifting the holidays owned by the member

Exclusive member benefits.



In  ...</description>
			<category>Timeshare Investment</category>
			<pubDate>Tue, 29 Jan 2008 14:54:16 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/timeshare-investment-f79/do-you-consider-timeshare-as-an-investment-t13.htm#27</comments>
			<guid>http://enidhi.forumotion.com/timeshare-investment-f79/do-you-consider-timeshare-as-an-investment-t13.htm</guid>
		</item>
		<item>
			<title>Why don't Post office raise interest rates as Banks are doing currently ?</title>
			<link>http://enidhi.forumotion.com/postal-savings-f9/why-don-t-post-office-raise-interest-rates-as-banks-are-doing-currently-t107.htm</link>
			<dc:creator>vishwas.tp</dc:creator>
			<description><![CDATA[Why don't Post office raise interest rates as Banks are doing now currently? 
<br />
Are Post office(Banking part) &amp; Banks(Public &amp; private) monitored by the RBI?]]></description>
			<category>Postal Savings</category>
			<pubDate>Thu, 17 Jul 2008 11:26:27 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/postal-savings-f9/why-don-t-post-office-raise-interest-rates-as-banks-are-doing-currently-t107.htm#456</comments>
			<guid>http://enidhi.forumotion.com/postal-savings-f9/why-don-t-post-office-raise-interest-rates-as-banks-are-doing-currently-t107.htm</guid>
		</item>
		<item>
			<title>Fixed Deposit Rates for ALL Indian Banks</title>
			<link>http://enidhi.forumotion.com/fixed-deposits-f26/fixed-deposit-rates-for-all-indian-banks-t103.htm</link>
			<dc:creator>ringostar</dc:creator>
			<description><![CDATA[Hi,
<br />

<br />
Came across this <font color="red"><a href="http://bangaloremaps.blogspot.com/2008/06/bank-fixed-deposit-rates-in-india.html" target="_blank">website</a></font> recently. It lists FD rates of <strong>ALL</strong> Indian banks on one page. Tremendously useful to do some quick comparisons.
<br />

<br />
And given the current market scenario, FD's don't seem such a bad option either. <img src="http://illiweb.com/fa/i/smiles/icon_biggrin.png" alt="Very Happy" longdesc="1" />]]></description>
			<category>Fixed Deposits</category>
			<pubDate>Fri, 27 Jun 2008 22:31:31 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/fixed-deposits-f26/fixed-deposit-rates-for-all-indian-banks-t103.htm#447</comments>
			<guid>http://enidhi.forumotion.com/fixed-deposits-f26/fixed-deposit-rates-for-all-indian-banks-t103.htm</guid>
		</item>
		<item>
			<title>The new lows</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/the-new-lows-t104.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description>Market beats Jan 2008 lows and falls below 14k...Where is the bottom? Any guesses?</description>
			<category>General Discussion on Stock Market</category>
			<pubDate>Sat, 28 Jun 2008 00:51:53 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/the-new-lows-t104.htm#449</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/the-new-lows-t104.htm</guid>
		</item>
		<item>
			<title>What would the best frachisee option for 2 lakh investment?</title>
			<link>http://enidhi.forumotion.com/business-profit-losses-f96/what-would-the-best-frachisee-option-for-2-lakh-investment-t42.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description><![CDATA[If one can invest around Rs 2 lakh, what would be the best franchisee he or she can take?
<br />
 
<br />
Franchisee of Cafe coffee Day? What other options we have?]]></description>
			<category>Business Profit &amp; Losses</category>
			<pubDate>Thu, 31 Jan 2008 23:16:01 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/business-profit-losses-f96/what-would-the-best-frachisee-option-for-2-lakh-investment-t42.htm#103</comments>
			<guid>http://enidhi.forumotion.com/business-profit-losses-f96/what-would-the-best-frachisee-option-for-2-lakh-investment-t42.htm</guid>
		</item>
		<item>
			<title>Do you really understand all your insurance palns...</title>
			<link>http://enidhi.forumotion.com/life-insurance-f13/do-you-really-understand-all-your-insurance-palns-t93.htm</link>
			<dc:creator>gbhupesh</dc:creator>
			<description>Do you really understand all your insurance palns ..............................



What is the insurance value of the policy?



Have you read plan document your self or just know what your agent told you?



Did your agent told or you asked him or do you know how much your

insurance agent will get as commission in first, second, third and

subssequent years?



Did you bought it for investment or for insurance .. ?



Do you know how much it will cost you to get same coverage Term Plan Policy? </description>
			<category>Life Insurance</category>
			<pubDate>Sun, 06 Apr 2008 09:24:50 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/life-insurance-f13/do-you-really-understand-all-your-insurance-palns-t93.htm#383</comments>
			<guid>http://enidhi.forumotion.com/life-insurance-f13/do-you-really-understand-all-your-insurance-palns-t93.htm</guid>
		</item>
		<item>
			<title>SENSEX ETF released by Kotak</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/sensex-etf-released-by-kotak-t102.htm</link>
			<dc:creator>vishwas.tp</dc:creator>
			<description><![CDATA[<a href="http://www.bseindia.com/about/etf.asp" target="_blank">http://www.bseindia.com/about/etf.asp</a>]]></description>
			<category>General Discussion on Stock Market</category>
			<pubDate>Mon, 19 May 2008 06:20:17 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/sensex-etf-released-by-kotak-t102.htm#429</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/sensex-etf-released-by-kotak-t102.htm</guid>
		</item>
		<item>
			<title>Name the most overpriced food item</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-savings-f57/name-the-most-overpriced-food-item-t82.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description>Which food item do you think is the most overpriced compared to its manufacturing cost?

 

Consider a bread sandwich – For Rs 10 you get a whole loaf of bread. Still, a bread sandwich made of 2 slice of bread, couple of pieces of tomato/cucumber, a pinch of chutney and a little sauce is priced around 10-15 Rs. 

 

Or soups-for what reason a cup of clear vegetable soup is priced at Rs 30 to Rs 50?

 

Note: I don’t expect food vendors to do charity- They’ll have several overheads like  ...</description>
			<category>General Discussion on Savings</category>
			<pubDate>Mon, 10 Mar 2008 04:27:31 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-savings-f57/name-the-most-overpriced-food-item-t82.htm#317</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-savings-f57/name-the-most-overpriced-food-item-t82.htm</guid>
		</item>
		<item>
			<title>Does anyone have this habit?</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-savings-f57/does-anyone-have-this-habit-t100.htm</link>
			<dc:creator>ashwini</dc:creator>
			<description>My grand ma has this habit which helps her save money- if she has a bigger denomination note with her-I mean Rs 500 or Rs 100 note, she will try her best to postpone using that note as long as possible. She believes, if it is broken into smaller denominations (like you buy a Rs 5 thing, give Rs 100 note, collect Rs 95 back, we will spend these 95 rs very easily in very short time...



Why comments? </description>
			<category>General Discussion on Savings</category>
			<pubDate>Sun, 27 Apr 2008 09:48:09 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-savings-f57/does-anyone-have-this-habit-t100.htm#413</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-savings-f57/does-anyone-have-this-habit-t100.htm</guid>
		</item>
		<item>
			<title>ELSS - Tax Planning Funds</title>
			<link>http://enidhi.forumotion.com/by-type-of-fund-f31/elss-tax-planning-funds-t99.htm</link>
			<dc:creator>supreethamave</dc:creator>
			<description>We are at the beginning of financial year 2008-09. If we are moneytalkers, we almost definitely follow the advice of finance gurus, that it is SIP that will take us to our dream destination of Lakhs and crores! Let's plan our ELSS funds and start SIPping for this year.



Step 1: Identify how much you want to invest in ELSS funds this year.

Step 2: Select 2,atmost 3 tax savings funds based on their 1-year, 3-year performances.

Step 3: Divide the amount by 12, then equally distribute the amount  ...</description>
			<category>By Type of Fund</category>
			<pubDate>Fri, 25 Apr 2008 07:31:10 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/by-type-of-fund-f31/elss-tax-planning-funds-t99.htm#408</comments>
			<guid>http://enidhi.forumotion.com/by-type-of-fund-f31/elss-tax-planning-funds-t99.htm</guid>
		</item>
		<item>
			<title>How do the banks calculate the interest for the amount in our Savings Accou</title>
			<link>http://enidhi.forumotion.com/savings-bank-account-f12/how-do-the-banks-calculate-the-interest-for-the-amount-in-our-savings-accou-t91.htm</link>
			<dc:creator>vishwas.tp</dc:creator>
			<description>As per my knowledge it is a Simple interest but in a savings account the money will be rolling daily. What amount do bank consider as Principal amount for interest calculation.</description>
			<category>Savings Bank Account</category>
			<pubDate>Thu, 03 Apr 2008 09:31:03 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/savings-bank-account-f12/how-do-the-banks-calculate-the-interest-for-the-amount-in-our-savings-accou-t91.htm#379</comments>
			<guid>http://enidhi.forumotion.com/savings-bank-account-f12/how-do-the-banks-calculate-the-interest-for-the-amount-in-our-savings-accou-t91.htm</guid>
		</item>
		<item>
			<title>Equity diversified</title>
			<link>http://enidhi.forumotion.com/by-type-of-fund-f31/equity-diversified-t98.htm</link>
			<dc:creator>supreethamave</dc:creator>
			<description><![CDATA[If you wish to invest in a diversified equity fund, which one would you choose? Let's post our choices.
<br />

<br />
1. DSP ML India TIGER Fund / ICICI Pru Infra / Canara Robeco Infra /Sundaram Capex ? - Infra Funds
<br />
2. Standard Chartered Premeir Equity / HDFC Top 200 / JM Basic / Reliance RSF ? - Large cap
<br />
3. Sunaram Select Midcap ? - Midcap
<br />

<br />
Everywill have a portfolio with different funds that they identify with. What's your mix?]]></description>
			<category>By Type of Fund</category>
			<pubDate>Fri, 25 Apr 2008 06:59:30 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/by-type-of-fund-f31/equity-diversified-t98.htm#405</comments>
			<guid>http://enidhi.forumotion.com/by-type-of-fund-f31/equity-diversified-t98.htm</guid>
		</item>
		<item>
			<title>Dont get fooled by your insurance agent</title>
			<link>http://enidhi.forumotion.com/general-talk-on-insurance-f114/dont-get-fooled-by-your-insurance-agent-t97.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description><![CDATA[Useful article.. Read if time permits
<br />
 
<br />
<a href="http://www.rediff.com/money/2007/jan/22insure.htm" target="_blank"><a href="http://www.rediff.com/money/2007/jan/22insure.htm" target="_blank">http://www.rediff.com/money/2007/jan/22insure.htm</a></a>]]></description>
			<category>General Talk on Insurance</category>
			<pubDate>Fri, 25 Apr 2008 06:58:00 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-talk-on-insurance-f114/dont-get-fooled-by-your-insurance-agent-t97.htm#404</comments>
			<guid>http://enidhi.forumotion.com/general-talk-on-insurance-f114/dont-get-fooled-by-your-insurance-agent-t97.htm</guid>
		</item>
		<item>
			<title>Wish to BUY or Sell your used timeshare membership? Log it here</title>
			<link>http://enidhi.forumotion.com/timeshare-investment-f79/wish-to-buy-or-sell-your-used-timeshare-membership-log-it-here-t96.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description>We've launched a simple google docs based feature wherein anyone willing to buy/sell a used timeshare membership can enter their preferences...

 

Here are the details

 

http://www.enidhi.net/2008/04/buy-sell-used-clubmahindra-membership.html </description>
			<category>Timeshare Investment</category>
			<pubDate>Fri, 25 Apr 2008 05:14:35 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/timeshare-investment-f79/wish-to-buy-or-sell-your-used-timeshare-membership-log-it-here-t96.htm#401</comments>
			<guid>http://enidhi.forumotion.com/timeshare-investment-f79/wish-to-buy-or-sell-your-used-timeshare-membership-log-it-here-t96.htm</guid>
		</item>
		<item>
			<title>SENSEX on recovery path-Do you think the worst is over?</title>
			<link>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/sensex-on-recovery-path-do-you-think-the-worst-is-over-t95.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description><![CDATA[For past few sessions Sensex has managed to stay in green consistantly...Do you think the worst is over and market is on recovery path?
<br />
 
<br />
Or do you suspect it may again slide down to 15k or even lower?]]></description>
			<category>General Discussion on Stock Market</category>
			<pubDate>Fri, 25 Apr 2008 04:57:35 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/sensex-on-recovery-path-do-you-think-the-worst-is-over-t95.htm#400</comments>
			<guid>http://enidhi.forumotion.com/general-discussion-on-stock-market-f105/sensex-on-recovery-path-do-you-think-the-worst-is-over-t95.htm</guid>
		</item>
		<item>
			<title>Save more or earn more?</title>
			<link>http://enidhi.forumotion.com/general-talk-on-income-and-expenditure-f125/save-more-or-earn-more-t57.htm</link>
			<dc:creator>ashwini</dc:creator>
			<description><![CDATA[Guys one simple question for you...
<br />

<br />
Say you are not saving much of your income... What would u do? Look for more paying job? Or try to cut your expenses and save more?
<br />

<br />
Will earning more necessarily ensure that you save more?
<br />

<br />
Cheers,
<br />
Ashwini]]></description>
			<category>General Talk on Income and Expenditure</category>
			<pubDate>Mon, 04 Feb 2008 14:15:02 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/general-talk-on-income-and-expenditure-f125/save-more-or-earn-more-t57.htm#161</comments>
			<guid>http://enidhi.forumotion.com/general-talk-on-income-and-expenditure-f125/save-more-or-earn-more-t57.htm</guid>
		</item>
		<item>
			<title>Borrowing from Pawn Broker</title>
			<link>http://enidhi.forumotion.com/other-unsecured-borrowings-f46/borrowing-from-pawn-broker-t9.htm</link>
			<dc:creator>Admin</dc:creator>
			<description>How good it is to borrow from pawn brokers and such people when we have more secure ways like Banks?</description>
			<category>Other unsecured borrowings</category>
			<pubDate>Tue, 29 Jan 2008 06:38:15 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/other-unsecured-borrowings-f46/borrowing-from-pawn-broker-t9.htm#10</comments>
			<guid>http://enidhi.forumotion.com/other-unsecured-borrowings-f46/borrowing-from-pawn-broker-t9.htm</guid>
		</item>
		<item>
			<title>LIC Health Plus</title>
			<link>http://enidhi.forumotion.com/health-mediclaim-f1/lic-health-plus-t90.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description><![CDATA[After successfully launching Market Plus and Money Plus, LIC Has launched Health Plus, an health insurance with equity investment...
<br />
 
<br />
I am yet to explore this in detail. Any thoughts on this product?]]></description>
			<category>Health &amp; Mediclaim</category>
			<pubDate>Wed, 02 Apr 2008 04:23:09 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/health-mediclaim-f1/lic-health-plus-t90.htm#375</comments>
			<guid>http://enidhi.forumotion.com/health-mediclaim-f1/lic-health-plus-t90.htm</guid>
		</item>
		<item>
			<title>Education Loan</title>
			<link>http://enidhi.forumotion.com/education-loans-f36/education-loan-t89.htm</link>
			<dc:creator>kbharadwaj81</dc:creator>
			<description>STATE BANK OF INDIA

STATE BANK OF INDIA :: INDIA's LARGEST BANK

ICICI BANK

http://campaigns.communicate2-personalloans.com/personalloan.html?gclid=CIqj-9ygr5ICFRIYewodcgafNA

PUNJAB NATIONAL BANK

http://www.pnbindia.com/c_vidya.htm

BANK OF BARODA

http://www.bankofbaroda.com/pfs/eduloans.asp

CANARA BANK

http://www.canarabank.com/English/scripts/CanEduLoan.aspx

HDFC BANK

http://www.hdfcbank.com/personal/loans/educational_loans_faqs.htm

BANK OF INDIA

http://www.bankofindia.com/Home/productsservices/eduloans1.asp

UNION  ...</description>
			<category>Education Loans</category>
			<pubDate>Tue, 01 Apr 2008 17:34:09 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/education-loans-f36/education-loan-t89.htm#372</comments>
			<guid>http://enidhi.forumotion.com/education-loans-f36/education-loan-t89.htm</guid>
		</item>
		<item>
			<title>Anyone has joined Questnet/Goldquest?</title>
			<link>http://enidhi.forumotion.com/network-marketing-f4/anyone-has-joined-questnet-goldquest-t84.htm</link>
			<dc:creator>ashwini</dc:creator>
			<description><![CDATA[Some people around me are involved in Questnet (aka GOldQuest)... They are trying to enroll me also.... Heard some complaints were filed in Bangalore recently against this company... Any of you are members of this thing?
<br />
 
<br />
is it good?]]></description>
			<category>Network Marketing</category>
			<pubDate>Thu, 13 Mar 2008 06:40:16 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/network-marketing-f4/anyone-has-joined-questnet-goldquest-t84.htm#329</comments>
			<guid>http://enidhi.forumotion.com/network-marketing-f4/anyone-has-joined-questnet-goldquest-t84.htm</guid>
		</item>
		<item>
			<title>Amway inside story</title>
			<link>http://enidhi.forumotion.com/amway-f5/amway-inside-story-t87.htm</link>
			<dc:creator>enidhi</dc:creator>
			<description><![CDATA[<a href="http://www.enidhi.net/2008/03/amway-inside-story-merchants-of.html" target="_blank"><a href="http://www.enidhi.net/2008/03/amway-inside-story-merchants-of.html" target="_blank">http://www.enidhi.net/2008/03/amway-inside-story-merchants-of.html</a></a>
<br />
 
<br />
Read above post for an inside story of Amway...
<br />
 
<br />
Discussions welcome]]></description>
			<category>Amway</category>
			<pubDate>Sat, 29 Mar 2008 10:58:18 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/amway-f5/amway-inside-story-t87.htm#366</comments>
			<guid>http://enidhi.forumotion.com/amway-f5/amway-inside-story-t87.htm</guid>
		</item>
		<item>
			<title>Hi........</title>
			<link>http://enidhi.forumotion.com/introduction-corner-f74/hi-t85.htm</link>
			<dc:creator>kbharadwaj81</dc:creator>
			<description><![CDATA[Hi This is Karthik here.
<br />
Finance and economics are my area of interest though I am  a BE graduate. Quit the IT sweat shop job after 4 years of turmoil and doing MBA in Finance.
<br />
By the way I have my blog running @ <a href="http://benchtalks.blogspot.com/" target="_blank">http://benchtalks.blogspot.com/</a>
<br />

<br />

<br />
Regards
<br />
Karthik Bharadwaj]]></description>
			<category>Introduction Corner</category>
			<pubDate>Sun, 16 Mar 2008 09:43:41 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/introduction-corner-f74/hi-t85.htm#344</comments>
			<guid>http://enidhi.forumotion.com/introduction-corner-f74/hi-t85.htm</guid>
		</item>
		<item>
			<title>Suggest what categories are missing in this forum</title>
			<link>http://enidhi.forumotion.com/forums-and-categories-f72/suggest-what-categories-are-missing-in-this-forum-t5.htm</link>
			<dc:creator>Admin</dc:creator>
			<description>Tell us what sections related to personal finance are missing in this forum and we'll try to include them as appropriate.</description>
			<category>Forums and Categories</category>
			<pubDate>Tue, 29 Jan 2008 05:54:36 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/forums-and-categories-f72/suggest-what-categories-are-missing-in-this-forum-t5.htm#6</comments>
			<guid>http://enidhi.forumotion.com/forums-and-categories-f72/suggest-what-categories-are-missing-in-this-forum-t5.htm</guid>
		</item>
		<item>
			<title>Do you think chit funds are safe?</title>
			<link>http://enidhi.forumotion.com/chit-funds-f25/do-you-think-chit-funds-are-safe-t4.htm</link>
			<dc:creator>dileep</dc:creator>
			<description><![CDATA[Hi all,
<br />

<br />
I saw in many places that chit funds give high returns which can be much greater than any share market profit, but is it safe enough to put the money in chit funds? How to belive the person who is conducting chit fund business ? Does he has to take an agreement with any of the government office to start business ?
<br />

<br />
- Dileep.]]></description>
			<category>Chit Funds</category>
			<pubDate>Tue, 29 Jan 2008 04:39:16 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/chit-funds-f25/do-you-think-chit-funds-are-safe-t4.htm#4</comments>
			<guid>http://enidhi.forumotion.com/chit-funds-f25/do-you-think-chit-funds-are-safe-t4.htm</guid>
		</item>
		<item>
			<title>TCS Pay Cut</title>
			<link>http://enidhi.forumotion.com/salary-and-wages-f95/tcs-pay-cut-t15.htm</link>
			<dc:creator>Admin</dc:creator>
			<description><![CDATA[It has been learnt from highly reliable sources that TCS has implemented a 20% cut in variable pay. Industry wide this appraisal season unlikely to be as good as previous years.
<br />

<br />
Tough time ahead for IT guys? What are your views?]]></description>
			<category>Salary and Wages</category>
			<pubDate>Wed, 30 Jan 2008 07:50:38 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/salary-and-wages-f95/tcs-pay-cut-t15.htm#35</comments>
			<guid>http://enidhi.forumotion.com/salary-and-wages-f95/tcs-pay-cut-t15.htm</guid>
		</item>
		<item>
			<title>Would u quit your job to become a consultant?</title>
			<link>http://enidhi.forumotion.com/consultancy-f98/would-u-quit-your-job-to-become-a-consultant-t20.htm</link>
			<dc:creator>Admin</dc:creator>
			<description>If you'd an opportunity would you quit your job and become an independent consultant?</description>
			<category>Consultancy</category>
			<pubDate>Wed, 30 Jan 2008 08:33:35 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/consultancy-f98/would-u-quit-your-job-to-become-a-consultant-t20.htm#41</comments>
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			<title>How do Mutual Fund manage to pay huge dividends ?</title>
			<link>http://enidhi.forumotion.com/mutual-funds-f23/how-do-mutual-fund-manage-to-pay-huge-dividends-t81.htm</link>
			<dc:creator>vishwas.tp</dc:creator>
			<description>In recent times I had put some serious thinking into &quot;How do Mutual Fund manage to pay huge dividends?” 



For example:SBI Magnum Tax Gain on Feb 15th 2008 paid Rs.11/unit as dividend. The Unit price over a period of 1 year (March 07 – March 08) would average around Rs.55 and if we take Satyam computers as an example it gives around Rs.16-20 rupees as dividend per share priced around Rs.450. So SBI Tax gain is generating Rs.1 for every Rs.5 invested while Satyam is generating Rs.1 for every  ...</description>
			<category>Mutual Funds</category>
			<pubDate>Mon, 03 Mar 2008 16:27:12 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/mutual-funds-f23/how-do-mutual-fund-manage-to-pay-huge-dividends-t81.htm#304</comments>
			<guid>http://enidhi.forumotion.com/mutual-funds-f23/how-do-mutual-fund-manage-to-pay-huge-dividends-t81.htm</guid>
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			<title>With which bank do you have your Salary Account?</title>
			<link>http://enidhi.forumotion.com/savings-bank-account-f12/with-which-bank-do-you-have-your-salary-account-t6.htm</link>
			<dc:creator>Admin</dc:creator>
			<description>With which bank do you have your Salary Account? How happy are you with your bank?</description>
			<category>Savings Bank Account</category>
			<pubDate>Tue, 29 Jan 2008 06:30:37 GMT</pubDate>
			<comments>http://enidhi.forumotion.com/savings-bank-account-f12/with-which-bank-do-you-have-your-salary-account-t6.htm#7</comments>
			<guid>http://enidhi.forumotion.com/savings-bank-account-f12/with-which-bank-do-you-have-your-salary-account-t6.htm</guid>
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